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Each town or community needs to establish a bank [...]
Each town or community needs to establish a bank account into which they will pay the money for all monthly fees like taxes, water, electricity and others.
This account will be managed by the people through their own Council of Elders, and not politicians.
This money will be use for all the needs of the community where the municipality did not deliver, maintenance, upgrading of facilities and to establish the initial community projects that will become the foundation of future prosperity within the community.